Health Savings Accounts: Will They Impact Markets?
نویسندگان
چکیده
منابع مشابه
Medical Savings Accounts: will they reduce costs?
BACKGROUND Medical Savings Accounts are an attempt to reduce health care costs by transferring responsibility for expenditures to patients, while providing them with state-supported base amounts to cover some of the costs. We wondered whether such a system would actually be effective, given the fact that medical care expenditures (and illness) are unequally distributed across the population. ...
متن کاملMedical Savings Accounts will not advance Canadian health care objectives.
© 2002 Canadian Medical Association or its licensors In his review of the literature on Medical Savings Accounts (MSAs) and the implications for the integration of MSAs into Canada’s health care system (see page 159 of this issue), Samuel Shortt rightly emphasizes that MSAs must be assessed, not against a predominately privately financed system such as the one in Singapore, or a fragmented, mul...
متن کاملHow much more cost sharing will health savings accounts bring?
Proponents of health savings accounts (HSAs) contend that they will reduce medical expenditures. In practice, however, the effect of HSAs, and the high-deductible health plans that must accompany them, will depend on the actual provisions of those plans and of the plans they replace. We show that typical plans in the market today already contain substantial cost sharing. We find that many HSA/h...
متن کاملHealth Savings Accounts
2/9/06 2:08:34 PM Health savings accounts, or HSAs, are a new health insurance option that became available in 2004. HSAs couple a tax-preferred savings account (the HSA) with high-deductible health insurance. Enrollees or their employers, or both, make tax-free contributions to the HSA. Enrollees use the funds in their HSAs to purchase medical care until they reach their deductibles. At that p...
متن کاملImpact of health savings accounts on precautionary savings, demand for health insurance and prevention effort.
The paper examines the influence of health savings accounts (HSAs) on optimal savings, insurance demand and prevention effort over the course of a lifetime. This paper adds to the literature by investigating HSAs as both a form of insurance and as saving vehicle in an expected utility framework. Assuming no regulatory constraints on the deductible, we show that individuals voluntarily choose a ...
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ژورنال
عنوان ژورنال: National Tax Journal
سال: 2007
ISSN: 0028-0283,1944-7477
DOI: 10.17310/ntj.2007.3.07